You can definitely get good results w 5 mics if you have a good drummer playing a good sounding kit in a good sounding room. The idea of using the same mic for snare and hat is probably not a good one, unless the style is jazz, because you usually need very different EQ for the two. Plus, snare usually needs a kind and amount of verb that would turn the hats into a washy, noisy mush. Let the OHs pick up the hat, and just make sure the drummer plays it at the level you want in the final mix (although you can adjust it some with EQ). If you need the toms to be really present, then you may need to sample each tom with a close mic at the end of each song (several samples per tom at different strengths), and spot those samples in later. Not ideal, but it gets the job done. You need separate samples for each song, though, because the tuning will drift from song to song.